There is no restriction to apply for the loan. Any Pakistani citizen who can provide the documents necessary for the business plan are eligible to have loan.
If the person applying for loan is educated or have graduated from HEC recognized university, then he/she will be proffered in providing loan. Otherwise all Pakistanis are eligible for this scheme.
This loan scheme is also for the widows and families of martyrs. Special persons are also encouraged to apply as they have special quota in this scheme.